“Life will not go according to plan if you do not have a PLAN”

Just about all of us plan to retire one day. You may visualize
yourself with plenty of free time on your hands, no commute, and
finally with an opportunity to travel.

But statistics show that golden dream comes true for only a very
few of Americans. Some studies reveal less than 10 percent of us
ever retire. Even more alarming, other studies show a large
percentage die within a year or two after retirement.